Portfolio Constructor

Drag tickers here 📥

Investment amount

CAD $

Total: 0% / 100% Remaining: 0.00

Portfolio structure

Expected dividends

Based on current allocation.

Monthly

$0

—

Yearly

$0

—

Yield (WA)

0.0%

Weighted avg

Model Dividends

1 Year

$0

+0.0%

5 Years

$0

+0.0%

10 Years

$0

+0.0%

Workspace

Currency

Portfolio currency

Leave empty to use the rate shipped with the quote data. Rates are refreshed together with the quotes, once a day.

Appearance

Colour palette Theme

Every palette has a day and a night variant.

Language

Legal

The disclaimer you accepted when the app first started.

Enter current prices per 1 share. Assets in the portfolio recalculate automatically.

Ticker	Name	Sector	Group	Yield	CAGR 5y	Price

Custom instrument

Your instruments

How the growth forecast is computed. The model itself is picked on the forecast panel; these are the assumptions it runs on.

Model

Growth model Simulated paths

Inflation

Expected inflation, % a year Show in today's money

Discounted by the Fisher equation, not by subtracting the rate. Inflation is also the target a shortfall is measured against in the Sortino ratio.

Contributions and withdrawals

Added per year Withdrawn per year

Grow both with inflation

Withdrawals are what make the order of returns matter: a bad first few years sells capital at the bottom, and the portfolio may never recover however well the market does afterwards. The simulation reports how often that happens.

Rebalancing

Return to target weights Cost per trade, bps

Commission and spread are charged on the amount actually traded. Rebalancing often enough, they can cancel out the benefit entirely.

Data sources

Keys are stored only in this browser and requests go straight to the provider.

Backup & restore

Everything is stored only in this browser.

Backup encryption

Load backup

Backup reminders

Mode Every N days

In auto mode the file is downloaded automatically, without asking.